Money to me is nothing more than a form of energy.
I like to compare it to tools like a knife or a screwdriver. In the right hands it can be a tool of art and can transform ideas or thoughts into whatever is in the mind of the user.
A “chef” can prepare a wonderful meal using a knife as well as money can be used to set into motion processes that can do wonderful things serving beautiful purposes.
The intention that goes with the money being spent is what makes the difference. A gift that is just the right thing for a loved one is received and valued more by the intention than by the monetary value.